Ever since I have started writing my blog and recording my podcasts and sharing them with my near and dear ones, a lot of people do come up to me and discuss their investments and…
Browsing Category Mutual Funds
Reclassification of Mutual Funds
As per SEBI mandate in October 2017, all Asset Management Companies (AMCs) by March 2018 were required to reclassify, recategorize and merge their mutual fund schemes to eliminate confusion for investors. AMCs used to have…
Is it a Good Time to Invest in Mutual Funds?
“I can’t recall ever once having seen the name of a market timer on Forbes’ annual list of the richest people in the world. If it were truly possible to predict corrections, you’d think somebody…
Pros and Cons of Investing in an Index Fund
Introduction Pros Cons Conclusion Introduction In our everyday conversation, we hear people saying “The market is 2% up today” or “The market is 5% down in the last 2 months”. What do they mean when…
Mutual Funds vs ULIPs
Mutual Funds Term Insurance ULIPs Comparison Conclusion Mutual Funds Mutual funds are investment products available to investors through which they can invest in a professionally managed equity or debt portfolio. Investors who may not want…
Factors Besides Returns One Should Consider While Selecting A Mutual Fund
Liquidity Risk Fund Manager Cost of Fund Size of Fund Fund Portfolio Everyone has seen the warning in mutual fund brochures – “Past performances is not indicative of future returns”. Along with returns of a…
Advantages of Investing in an ELSS Mutual Fund Scheme
What is an ELSS mutual fund scheme? Benefits of investing in an ELSS scheme Conclusion What is an ELSS mutual fund scheme? The Income Tax Act allows deduction from income for investments made in equity…
Dos and Don’ts of Investing in Sector Funds
Sector funds are mutual funds that invest in companies of the same sector for eg. a Banking and Financial Services Fund will invest in banks, insurance companies, NBFCs, Home Finance, Asset Management Companies etc. Some…
When Should You Invest in a Short-term Debt Fund
Short term debt funds invest in securities with tenors of one-three years. On account of the short tenure to maturity, risk of significant changes in the value of the securities due to interest changes. They…
Pros and Cons of Investing in a Balanced Fund
Balanced funds are mandated to invest a minimum of 65% in equities and 35% in debt to qualify as an equity fund. It is a moderate risk approach which can work well for in and…